about this Spreadsheet ... a work in progress
Okay ... so I have an RRSP and maybe I change it to a RRIF at age 65 or maybe at age 69 and I now want to get money out and spend it and maybe I want to take out more than the Required Minimum, and even more than I need to pay the bills (my "SPENDING money") so that I have money left to REINVEST, in a non-registered, nonRRIF portfolio (without the 20% foreign content restrictions and where only 75% of the capital gains are taxed) and maybe I'd like to know what's left in my RRIF and maybe I'd like to know what my RRIF situation will be like when I'm old and grey (gray?), like maybe what Life Annuity might I buy with all the RRIF and nonRRIF monies and maybe I just want to withdraw JUST the Required Minimum from my RRIF and maybe a bit EXTRA and maybe ... uh ... did I say that already?

Well, you get the idea. So here's the problem I'm working on:

What should this spreadsheet do?